Lending live soon: Morpho + Aave on herrenlos
herrenlos now aggregates on-chain lending markets from Morpho and Aave — compare real supply and borrow rates side by side, then supply or borrow non-custodially from your own wallet.
herrenlos started as a cross-chain swap aggregator: quote every route in parallel, rank by what you'll actually receive, and never by who pays us. Lending applies the same idea to a different problem — instead of hunting for the best rate across a dozen tabs, you see the real markets side by side and act on them from your own wallet.
What will be live soon
The Lending tab aggregates on-chain money markets from Morpho and Aave. For each market you can see:
- The current supply APY and borrow APY, as real fractions from the protocol — not estimates.
- Market depth and utilisation, so you can judge how a rate is likely to move.
- A historical rate chart (1W / 1M / 6M) built from the protocol's own history, so a headline number has context instead of standing alone.
From there you can supply, borrow, repay, and withdraw directly against the underlying protocol. Your keys never leave your wallet, and there's no herrenlos account to create.
No lending fee
herrenlos does not add a lending fee. The rate you see is the protocol's rate — we don't skim a spread on top of it. Aggregating the markets is the product; the yield is yours.
Non-custodial, zero KYC, and no account. The same principles that shape swaps shape lending.
Honest about the stage
Lending is new, and we'd rather set expectations than oversell. A few things worth knowing:
- Rates are pulled live from Morpho and Aave and move constantly — the number you supply at is a snapshot, not a promise.
- Availability depends on the underlying markets. If a protocol pauses or a market dries up, that's reflected honestly rather than hidden.
- This is a beta product built in the open. Verify official channels inside the app before trusting anything that claims to be us.
Where it's going
The near-term plan is more markets, clearer risk surfacing per market, and tighter integration between a position you hold and the swaps that fund or unwind it. You can follow the specifics on the roadmap.
If you want to try it, open the Lending tab, connect a wallet, and compare a market or two before you do anything. That's the whole point — see the real rates first, then decide.